Reading:

Utilities

Keep the lights on, keep the water on.

Both states have a federal energy assistance program (LIHEAP in MO, LIEAP in KS) — and each runs on a different application portal. There are also shutoff-protection rules that differ by state and season. Call your utility before they shut off. Call them.

Federal energy assistance

Missouri — LIHEAP

Kansas — LIEAP

The Kansas LIEAP window is short. If it is February or March, do not wait — apply this week.

Local utility assistance funds

These funds run out and reset on different schedules. Call early in the month. If denied at one, ask which one currently has funds.

Evergy (electric, both states)

Shutoff protections

Water

KC Water and BPU both have hardship programs that are not advertised — ask explicitly: "Do you have a hardship program?" or "Can I get on a payment plan?"

Natural gas (Spire)

Internet

The federal Affordable Connectivity Program (ACP) ended in June 2024. As of May 2026, low-income broadband programs are patchwork. Options:

Phone (Lifeline)

The federal Lifeline program subsidizes phone service for low-income households. Apply at lifelinesupport.org. Multiple carriers participate; each has different plans. Approval moves you between carriers within the same household.